WindRelay Android Malware Turns Victims' Phones Into NFC Relays for Payment Fraud
Aug 13, 2026
Malware / Mobile Security
A previously unseen Android near field communication ( NFC ) relay malware family dubbed WindRelay is being deployed in conjunction with a known remote access trojan (RAT) called SpyNote as part of a contactless payment fraud scheme. The purpose-built malware, according to Group-IB, is designed to capture live card data via NFC and transmit it to fraudsters in real time. It was first detected in the wild in late August 2025. "SpyNote's Accessibility Service access lets the fraudster sideload and activate the NFC app silently, with no screen sharing ever triggered," researchers Alexander Grabko, Konstantinos Angelopoulos, Pavlos Gaitanis, and Bruno Bijelić said . These attacks typically work by luring prospective targets via phishing, smishing, or vishing scams into sideloading a malicious app. Once installed, the threat actor abuses SpyNote's remote access to install the NFC relay malware without any further user interaction. To lend credibility to the sch...