The Hacker News - Cybersecurity News and Analysis: credit score

It's the last month of this year, but possibly not the last data breach report. Nissan warns of a possible data breach of personal information on its customers who financed their vehicles through Nissan Canada Finance and INFINITI Financial Services Canada. Although the company says it does not know precisely how many customers were affected by the data breach, Nissan is contacting all of its roughly 1.13 million current and previous customers. In a statement released Thursday, Nissan Canada said the company became aware of an " unauthorized access to personal information " of some customers on December 11. " Nissan Canada Finance recently became aware it was the victim of a data breach that may have involved an unauthorized person(s) gaining access to the personal information of some customers that have financed their vehicles through Nissan Canada Finance and INFINITI Financial Services Canada, " the company said . It's believed that the unkno

It's ironic—the company that offers credit monitoring and ID theft protection solutions has itself been compromised, exposing personal information of as many as 143 million Americans—that's almost half the country. Equifax, one of the three largest credit reporting firm in the United States, admitted today that it had suffered a massive data breach somewhere between mid-May and July this year, which it actually discovered on July 29—that means the data of 143 million people were exposed for over 3 months. However, it's unknown why Equifax waited 6 weeks before informing their millions of affected customers about the massive security breach. Based on Equifax's investigation, unknown hackers exploited a security vulnerability on its website to gain unauthorized access to certain files. Stolen data includes consumers' names, Social Security numbers, and birth dates for 143 million Americans, and in some instances, driving licence numbers and credit card n

If your Social Security number gets hacked in any data breaches, including recently hacked T-Mobile , then there's a way to prevent hackers from misusing your identity (i.e. identity theft ). The solution here is that you can institute a security freeze at each of the three credit bureaus, Equifax , Experian , or TransUnion . Once frozen, nobody will be allowed to access your credit report, which will prevent any identity thieves from opening new accounts in your name. Because most creditors required to see your credit report before approving a new account. But, if they are restricted to see your file, they may not extend the credit or open a new account in your name. However, there are some disadvantages of doing so. 1.   Cost The cost of a security freeze differs by state (check yours here ). However, it is often free for already affected people, but the issue is – if you want to let anyone check your credit, you will need to pay a fee every time to